Payment Gateway Integration service is an important feature that any e-commerce website needs. Payment gateway allows a website to accept real time payments from customers across the world. The growing importance of e-commerce has made it really important for website owners to devise a payment service that is secured and quick. It in a way represents a physical POS (Point-of-sale) terminal located in most retail outlets. Payment gateways encrypt sensitive information, such as credit card numbers, to ensure that information passes securely between the customer and the merchant.
Types of Payment Gateways
- COM based gateway interface
- Form based gateway interface
- XML transport gateway interface
COM based gateway requires that you install software called a DLL provided by the gateway company on your web hosting server. However,many web hosting companies, such as GoDaddy, do not allow such installs. These gateways also require that you have your own dedicated SSL certificate (shared SSL is not adequate for these types of services).
Form based gateways, and possibly the most common type, do not require any extra software to be installed on your web hosting server. Some, but not all, require that you have your own SSL certificate.
XML transport gateways work similarly to COM based gateways but do NOT require a DLL install. They use a facility already installed on most Windows servers. A dedicated SSL is also required for a XML-based gateway.
Advantages of Payment gateway Integrations
- Gateways provide significant benefits if you have more than a few orders per day
- Credit card validation in real time
- Helps the business to go online & be available to users worldwide 24 hours a day 7 days a week.
- Money is normally deposited into your bank account automatically
- Reports and refunds normally allowed via browser by gateway company
Supported Gateways
